Financing With The Hermann Team

Experience a team that truly cares about you, your goals and helping you grow your wealth

Goals Consultation

Our team likes to first get to know you and what your looking to achieve with buying a property and what your short and long term goals are.

Get Pre-Approved

At this stage, the we will gathers information about income, assets, and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns, and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.

We do everything upfront so you can rest knowing you're set when you find your new home.

Application & Processing

Once you find your home we will talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

Updates

Our teams communication is a top priority making sure you and the agent are updated weekly throughout the process so you can rest assure we are on track.

Closing

Title and your agent will schedule signing with you and we will send all your documents to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!